After buying journey insurance coverage for six years, we’re sharing particulars about our most popular journey insurance coverage firm. Learn on to find what our Heymondo journey insurance coverage coverage covers and get a 5% low cost in your new coverage.

Graz Selfie

We by no means journey with out journey insurance coverage. It’s that necessary!

Whereas we’ve by no means needed to file a declare, we’ve met quite a few vacationers who weren’t so fortunate. Some had bike accidents and others caught dengue fever. Extra just lately, we’ve heard tales about individuals catching COVID whereas touring out of the country. The unlucky ones with out journey insurance coverage incurred surprising bills.

We don’t need to be these individuals!

Naples Selfie 2017
We wish to be ready once we journey. Our preparations embrace packing rain gear and shopping for journey insurance coverage.

Shopping for journey insurance coverage offers us the liberty to journey with out worrying about getting sick or injured throughout a visit. Nevertheless, till just lately, we weren’t positive about which journey insurance coverage was greatest for our scenario.

Heymondo is the journey insurance coverage firm that we at present use and love.Sure, it’s doable to like a journey insurance coverage firm!

Don’t need to examine why we love Heymondo? Right here’s a 5% discount that you should use instantly. In any other case, preserve studying.

Why We Love Heymondo

Pena Palace Selfie in Sintra
Heymondo’s service makes us really feel like royalty.

Having an annual Heymondo journey insurance coverage coverage implies that we not have to consider journey insurance coverage each time we ebook a visit. As an alternative, we are able to deal with flights, lodges and eating places. It’s nothing in need of a recreation changer.

Heymondo matches our wants. The protection is complete. The web site is simple to make use of. The worth for our annual coverage is aggressive. Plus, there’s a group of pros accessible to help us ought to dangerous issues occur.

Enjoyable Truth
We’ve bought journey insurance coverage since 2016 and have by no means needed to file a declare.

Sorts of Heymondo Insurance policies

Portugal Residency Card Selfie
Having journey insurance coverage was a requirement throughout our profitable visa software course of once we moved to Portugal.

We get that having an annual coverage isn’t for everyone. Some individuals don’t journey as a lot as we do. Others are searching for a coverage to fulfill visa necessities like we did in 2018 once we had been making use of for D7 visas for our move to Lisbon.

Heymondo has customizable polices for a majority of these vacationers too. Actually, there are three completely different Heymondo coverage choices:

1. Single Journey Journey Insurance coverage

The sort of coverage is appropriate for a one-off journeys. Relying in your wants, this coverage possibility can embrace the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

2. Annual Multi-Journey Journey Insurance coverage

The sort of coverage is sensible for frequent vacationers. Legitimate for one yr, it negates the necessity for single journey insurance policies and might embrace the next:

  • Medical Bills as much as $10 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $2,500 USD
  • Journey Cancellation as much as $7,000 USD
  • COVID 19 Protection

You’ll discover that the accessible limits for this plan are the identical as for the only journey coverage. Nevertheless, this kind of annual coverage covers an infinite variety of journeys which are every 60 days or much less. It’s an incredible possibility for frequent vacationers who journey at the least just a few instances a yr with no particular person journey exceeding 60 days.

3. Lengthy Keep Journey Insurance coverage

The sort of coverage is suitable for digital nomads and different vacationers who plan to remain at a vacation spot for greater than 60 days. It’s additionally an incredible possibility for college kids learning overseas who’re within the following:

  • Medical Bills as much as $2.5 million USD
  • Repatriation & Early Return as much as $500,000 USD
  • Baggage Theft & Injury as much as $1,200 USD
  • COVID 19 Protection

What Does Heymondo Journey Insurance coverage Cowl?

Meteora Tour Selfie
Being coated makes us completely happy.

Whereas it’s nice that Heymondo has a user-friendly web site and affords favorable pricing, the had the the sort of protection that frequent vacationers like us want. These are a few of the highlights:

  • Emergency Medical Bills Overseas
  • Emergency Dental Bills Overseas
  • Sporting Actions Together with Bicycle Driving, Kayaking, Organized Sizzling-Ari Balloon Rides, Common Mountaineering, Tenting, Snowmobiles, Helicopter Rides, Segways and Zip traces
  • COVID-19 Protection Together with Medical Bills, Journey Cancellation, Further Lodging Bills, Medically-Prescribed PCR Check Throughout the Journey, Medical Transportation and Repatriation
  • Prolonged Lodging Bills Because of Sickness or Medical Quarantine
  • Outpatient Physiotherapy Remedy
  • Journey and Lodging Bills for a Household Member
  • Medical Transportation and Repatriation Dwelling
  • Loss or Injury to Baggage or Private Results
  • Delay in Supply of Checked Baggage
  • Passport Substitute Because of Loss or Theft
  • Journey Cancellation & Interruption
  • Journey Disruption Because of Public Transport Delays or Missed Connecting Flight
  • Particular Help for Search & Rescue and Pure Disasters
  • Private Legal responsibility
  • Unintentional Loss of life or Incapacity
  • Extra Rental Automotive Protection

Professional Tip
Seek the advice of the Heymondo web site and browse your coverage for full protection descriptions and limits.

What’s Not Coated

Selfie at Lenfant Jesus Vineyard in Burgundy France
We by no means know when catastrophe will strike. Fortunately, most of our disasters contain issues like dangerous hair days.

These are a few of the issues that Heymondo’s journey insurance coverage doesn’t cowl:

  • Non-Emergency Medical Bills Overseas
  • Non-Emergency Dental Bills Overseas
  • Journey Actions Together with White-Water Rafting, SCUBA Diving, Horseback Driving, Bike Excursions, Mountain Biking, Bungee Leaping and Climbing **
  • Cruising **
  • Pre-Journey COVID -19 Exams
  • Digital Tools Together with Laptops, Tablets and Cameras (Restricted Protection) **
  • Zones of Armed Battle

** You should buy extra protection (i.e. riders) for those who plan to do journey actions or take a cruise. You too can enhance the restricted digital gear protection.

Professional Tip
Check with the Heymondo web site and your precise coverage for full particulars on what’s NOT coated.

How A lot Does a Heymondo Coverage Value?

Thai Coffee Selfie
We at all times need to know what issues value and hate dangerous surprises.

Heymondo’s premium varies based mostly on elements like age, residence nation, desired protection, chosen limits, coverage time period, and so on. You’ll have to fill out a web based journey insurance coverage software to see your premium based mostly in your underwriting elements.

Heymondo Journey Insurance coverage Low cost

Aperol Spritz on European Waterways Barge Cruise
Cheers to reductions!

Making use of is the one manner you’ll find out if Heymondo is a match for you each when it comes to worth and protection. Plus, you’ll get a 5 % low cost for those who apply for a coverage now.

Will a Heymondo journey insurance coverage coverage be just right for you? We are saying go for it and apply.

Apply for a discounted Heymondo travel insurance policy now.

Extra Perks

Windy Costa Smeralda Cruise Ship Selfie
We by no means know what we’ll discover on the finish of our journeys.

However wait – there’s extra!

Along with its user-friendly web site and value-priced insurance policies, Heymondo has an app that units it aside from the journey insurance coverage pack. This app offers the next perks:

  • 24/7 Physician Chat
  • Free Requires Medical Help
  • Claims Reporting and Administration System
  • Straightforward Entry to Account and Coverage Session

Apply for a discounted Heymondo travel insurance policy now.

About the Authors

Concerning the Authors

Daryl & Mindi Hirsch

Saveur Journal’s BEST TRAVEL BLOG award winners Daryl and Mindi Hirsch share their culinary journey experiences and recipes on the 2foodtrippers web site and YouTube. The married Meals and Journey content material creators reside in Lisbon, Portugal.

Disclosures

Affiliate Relationship
Though we’re not journey insurance coverage consultants or insurance coverage brokers, we’ll obtain a small payment if you buy a Heymondo journey insurance coverage coverage after studying this evaluation.

Article Updates
We replace our articles usually. Some updates are main whereas others are minor hyperlink adjustments and spelling corrections. Tell us for those who see something that must be up to date on this article.

Authentic Publication Date: September 23, 2022



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